Call reports 2013
STOCK EXCHANGE BANK, THE — 2013
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 274,043,000 | 276,933,000 | 268,304,000 | 270,079,000 |
| Total loans | 76,157,000 | 76,554,000 | 75,826,000 | 75,575,000 |
| Allowance for loan losses | 2,422,000 | 2,427,000 | 2,378,000 | 2,259,000 |
| Securities available for sale | 73,264,000 | 65,923,000 | 63,495,000 | 59,785,000 |
| Securities held to maturity | 85,547,000 | 95,950,000 | 99,580,000 | 103,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,872,000 | 248,795,000 | 239,470,000 | 241,782,000 |
| Interest-bearing deposits | 185,981,000 | 192,458,000 | 182,614,000 | 185,185,000 |
| Noninterest-bearing deposits | 59,891,000 | 56,337,000 | 56,856,000 | 56,597,000 |
| Equity capital | 26,431,000 | 26,579,000 | 27,094,000 | 26,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,743,000 | 5,596,000 | 7,472,000 |
| Interest expense | 146,000 | 295,000 | 433,000 | 565,000 |
| Net interest income | 1,752,000 | 3,448,000 | 5,163,000 | 6,907,000 |
| Noninterest income | 368,000 | 798,000 | 1,216,000 | 1,618,000 |
| Noninterest expense | 1,281,000 | 2,494,000 | 3,681,000 | 5,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 839,000 | 1,752,000 | 2,698,000 | 3,376,000 |
| Income tax | 179,000 | 389,000 | 599,000 | 854,000 |
| Net income | 660,000 | 1,363,000 | 2,099,000 | 2,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,513,000 | 26,216,000 | 26,952,000 | 26,475,000 |
| Total capital | 27,061,000 | 27,771,000 | 28,524,000 | 28,048,000 |
| Risk-weighted assets | 123,000,000 | 123,489,000 | 124,941,000 | 125,147,000 |