Call reports 2012
STOCK EXCHANGE BANK, THE — 2012
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 240,383,000 | 246,044,000 | 247,543,000 | 261,561,000 |
| Total loans | 61,874,000 | 62,715,000 | 61,191,000 | 67,584,000 |
| Allowance for loan losses | 1,937,000 | 1,913,000 | 2,432,000 | 2,419,000 |
| Securities available for sale | 74,090,000 | 85,629,000 | 79,670,000 | 77,484,000 |
| Securities held to maturity | 71,437,000 | 74,338,000 | 79,637,000 | 87,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,329,000 | 219,059,000 | 217,337,000 | 234,259,000 |
| Interest-bearing deposits | 169,589,000 | 169,708,000 | 169,910,000 | 179,750,000 |
| Noninterest-bearing deposits | 44,740,000 | 49,351,000 | 47,427,000 | 54,509,000 |
| Equity capital | 24,721,000 | 25,724,000 | 26,411,000 | 25,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,511,000 | 5,371,000 | 7,097,000 |
| Interest expense | 187,000 | 357,000 | 517,000 | 667,000 |
| Net interest income | 1,556,000 | 3,154,000 | 4,854,000 | 6,430,000 |
| Noninterest income | 366,000 | 733,000 | 1,108,000 | 1,487,000 |
| Noninterest expense | 1,162,000 | 2,246,000 | 3,398,000 | 4,769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 760,000 | 1,641,000 | 2,564,000 | 3,148,000 |
| Income tax | 104,000 | 339,000 | 619,000 | 724,000 |
| Net income | 656,000 | 1,302,000 | 1,945,000 | 2,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,985,000 | 24,631,000 | 25,274,000 | 24,853,000 |
| Total capital | 25,289,000 | 25,946,000 | 26,600,000 | 26,272,000 |
| Risk-weighted assets | 103,670,000 | 104,596,000 | 104,969,000 | 112,510,000 |