Call reports 2011
STOCK EXCHANGE BANK, THE — 2011
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 208,415,000 | 206,942,000 | 215,176,000 | 223,592,000 |
| Total loans | 67,721,000 | 66,323,000 | 62,090,000 | 62,688,000 |
| Allowance for loan losses | 1,441,000 | 1,744,000 | 1,871,000 | 1,786,000 |
| Securities available for sale | 45,904,000 | 54,746,000 | 59,977,000 | 66,364,000 |
| Securities held to maturity | 49,495,000 | 59,958,000 | 66,935,000 | 68,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,827,000 | 181,880,000 | 189,233,000 | 197,990,000 |
| Interest-bearing deposits | 149,683,000 | 145,410,000 | 150,897,000 | 159,767,000 |
| Noninterest-bearing deposits | 34,144,000 | 36,470,000 | 38,336,000 | 38,223,000 |
| Equity capital | 23,558,000 | 24,045,000 | 24,833,000 | 24,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,454,000 | 5,151,000 | 6,854,000 |
| Interest expense | 238,000 | 475,000 | 697,000 | 902,000 |
| Net interest income | 1,562,000 | 2,979,000 | 4,454,000 | 5,952,000 |
| Noninterest income | 340,000 | 717,000 | 1,081,000 | 1,440,000 |
| Noninterest expense | 1,129,000 | 2,194,000 | 3,340,000 | 4,735,000 |
| Provision for loan losses | 300,000 | 600,000 | 700,000 | 700,000 |
| Pretax income | 473,000 | 902,000 | 1,495,000 | 1,957,000 |
| Income tax | 60,000 | 208,000 | 358,000 | 214,000 |
| Net income | 413,000 | 694,000 | 1,137,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,799,000 | 23,080,000 | 23,523,000 | 23,329,000 |
| Total capital | 24,081,000 | 24,333,000 | 24,742,000 | 24,589,000 |
| Risk-weighted assets | 102,369,000 | 99,763,000 | 96,881,000 | 100,303,000 |