Call reports 2010
STOCK EXCHANGE BANK, THE — 2010
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 169,437,000 | 168,723,000 | 177,543,000 | 188,349,000 |
| Total loans | 71,184,000 | 68,887,000 | 67,984,000 | 69,040,000 |
| Allowance for loan losses | 996,000 | 957,000 | 1,204,000 | 1,315,000 |
| Securities available for sale | 45,679,000 | 51,541,000 | 50,806,000 | 49,459,000 |
| Securities held to maturity | 23,953,000 | 21,595,000 | 32,702,000 | 37,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,941,000 | 144,681,000 | 152,779,000 | 164,400,000 |
| Interest-bearing deposits | 121,082,000 | 121,326,000 | 123,684,000 | 135,587,000 |
| Noninterest-bearing deposits | 24,859,000 | 23,355,000 | 29,095,000 | 28,813,000 |
| Equity capital | 22,648,000 | 23,110,000 | 23,805,000 | 23,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,145,000 | 4,725,000 | 6,291,000 |
| Interest expense | 244,000 | 492,000 | 741,000 | 981,000 |
| Net interest income | 1,314,000 | 2,653,000 | 3,984,000 | 5,310,000 |
| Noninterest income | 370,000 | 750,000 | 1,128,000 | 1,489,000 |
| Noninterest expense | 1,070,000 | 2,069,000 | 3,129,000 | 4,306,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,300,000 |
| Pretax income | 314,000 | 734,000 | 1,083,000 | 1,193,000 |
| Income tax | 57,000 | 138,000 | 201,000 | 55,000 |
| Net income | 257,000 | 596,000 | 882,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,105,000 | 22,444,000 | 22,730,000 | 22,386,000 |
| Total capital | 23,101,000 | 23,401,000 | 23,924,000 | 23,624,000 |
| Risk-weighted assets | 95,531,000 | 94,709,000 | 95,500,000 | 98,963,000 |