Call reports 2009
STOCK EXCHANGE BANK, THE — 2009
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 163,157,000 | 162,354,000 | 154,346,000 | 162,098,000 |
| Total loans | 72,331,000 | 71,560,000 | 70,771,000 | 71,297,000 |
| Allowance for loan losses | 728,000 | 913,000 | 356,000 | 1,174,000 |
| Securities available for sale | 21,557,000 | 30,862,000 | 36,995,000 | 34,912,000 |
| Securities held to maturity | 37,505,000 | 33,167,000 | 30,343,000 | 28,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,265,000 | 139,273,000 | 129,757,000 | 138,965,000 |
| Interest-bearing deposits | 113,826,000 | 113,022,000 | 106,005,000 | 114,515,000 |
| Noninterest-bearing deposits | 26,439,000 | 26,251,000 | 23,752,000 | 24,450,000 |
| Equity capital | 21,969,000 | 22,206,000 | 22,879,000 | 22,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,457,000 | 5,116,000 | 6,687,000 |
| Interest expense | 333,000 | 643,000 | 915,000 | 1,162,000 |
| Net interest income | 1,444,000 | 2,814,000 | 4,201,000 | 5,525,000 |
| Noninterest income | 332,000 | 699,000 | 1,077,000 | 1,449,000 |
| Noninterest expense | 1,090,000 | 2,189,000 | 3,214,000 | 4,360,000 |
| Provision for loan losses | 45,000 | 220,000 | 470,000 | 1,420,000 |
| Pretax income | 641,000 | 1,104,000 | 1,594,000 | 1,194,000 |
| Income tax | 180,000 | 370,000 | 440,000 | 105,000 |
| Net income | 461,000 | 734,000 | 1,154,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,820,000 | 22,093,000 | 22,513,000 | 21,848,000 |
| Total capital | 22,548,000 | 23,006,000 | 22,869,000 | 23,022,000 |
| Risk-weighted assets | 94,457,000 | 93,942,000 | 91,594,000 | 94,207,000 |