Call reports 2002
STOCK EXCHANGE BANK, THE — 2002
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 119,139,000 | 118,554,000 | 117,266,000 | 120,519,000 |
| Total loans | 39,929,000 | 43,103,000 | 42,587,000 | 45,071,000 |
| Allowance for loan losses | 1,042,000 | 1,026,000 | 887,000 | 697,000 |
| Securities available for sale | 38,939,000 | 38,897,000 | 37,111,000 | 35,116,000 |
| Securities held to maturity | 23,460,000 | 22,628,000 | 20,877,000 | 21,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,886,000 | 99,251,000 | 97,078,000 | 100,582,000 |
| Interest-bearing deposits | 89,390,000 | 87,096,000 | 84,558,000 | 86,237,000 |
| Noninterest-bearing deposits | 11,496,000 | 12,155,000 | 12,520,000 | 14,345,000 |
| Equity capital | 17,473,000 | 18,543,000 | 19,203,000 | 19,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,201,000 | 4,745,000 | 6,205,000 |
| Interest expense | 461,000 | 870,000 | 1,267,000 | 1,641,000 |
| Net interest income | 1,098,000 | 2,331,000 | 3,478,000 | 4,564,000 |
| Noninterest income | 226,000 | 489,000 | 790,000 | 1,059,000 |
| Noninterest expense | 844,000 | 1,608,000 | 2,412,000 | 3,353,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 469,000 | 1,186,000 | 1,826,000 | 2,303,000 |
| Income tax | 150,000 | 300,000 | 490,000 | 625,000 |
| Net income | 319,000 | 886,000 | 1,336,000 | 1,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,014,000 | 17,580,000 | 18,031,000 | 18,235,000 |
| Total capital | 17,694,000 | 18,290,000 | 18,739,000 | 18,932,000 |
| Risk-weighted assets | 54,036,000 | 56,480,000 | 56,454,000 | 59,079,000 |