Call reports 2001
STOCK EXCHANGE BANK, THE — 2001
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,584,000 | 119,059,000 | 119,935,000 | 121,551,000 |
| Total loans | 43,757,000 | 42,848,000 | 40,124,000 | 40,470,000 |
| Allowance for loan losses | 913,000 | 932,000 | 1,007,000 | 1,001,000 |
| Securities available for sale | 28,850,000 | 31,234,000 | 37,135,000 | 38,985,000 |
| Securities held to maturity | 29,062,000 | 26,797,000 | 25,307,000 | 24,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,113,000 | 101,183,000 | 100,952,000 | 103,494,000 |
| Interest-bearing deposits | 89,059,000 | 88,575,000 | 88,494,000 | 91,596,000 |
| Noninterest-bearing deposits | 10,054,000 | 12,608,000 | 12,458,000 | 11,898,000 |
| Equity capital | 16,436,000 | 16,843,000 | 17,708,000 | 17,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 3,911,000 | 5,827,000 | 7,558,000 |
| Interest expense | 914,000 | 1,758,000 | 2,492,000 | 3,042,000 |
| Net interest income | 1,049,000 | 2,153,000 | 3,335,000 | 4,516,000 |
| Noninterest income | 218,000 | 432,000 | 698,000 | 1,010,000 |
| Noninterest expense | 807,000 | 1,552,000 | 2,334,000 | 3,189,000 |
| Provision for loan losses | 49,000 | 93,000 | 136,000 | 180,000 |
| Pretax income | 411,000 | 940,000 | 1,564,000 | 2,159,000 |
| Income tax | 139,000 | 289,000 | 440,000 | 626,000 |
| Net income | 272,000 | 651,000 | 1,124,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,889,000 | 16,268,000 | 16,741,000 | 16,695,000 |
| Total capital | 16,583,000 | 16,952,000 | 17,407,000 | 17,382,000 |
| Risk-weighted assets | 55,274,000 | 54,433,000 | 52,961,000 | 54,669,000 |