Call reports 2025
BANK OF ADVANCE, THE — 2025
What BANK OF ADVANCE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 492,108,000 | 497,733,000 | 499,686,000 | 526,365,000 |
| Total loans | 387,343,000 | 394,584,000 | 401,837,000 | 401,056,000 |
| Allowance for loan losses | 5,317,000 | 5,493,000 | 5,453,000 | 5,679,000 |
| Securities available for sale | 68,464,000 | 67,981,000 | 69,802,000 | 67,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,811,000 | 429,486,000 | 427,240,000 | 458,756,000 |
| Interest-bearing deposits | 359,091,000 | 356,980,000 | 353,223,000 | 381,808,000 |
| Noninterest-bearing deposits | 67,720,000 | 72,506,000 | 74,017,000 | 76,948,000 |
| Equity capital | 58,685,000 | 61,455,000 | 65,454,000 | 61,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,634,000 | 15,525,000 | 23,576,000 | 31,702,000 |
| Interest expense | 2,504,000 | 4,968,000 | 7,459,000 | 9,887,000 |
| Net interest income | 5,130,000 | 10,557,000 | 16,117,000 | 21,815,000 |
| Noninterest income | 705,000 | 1,462,000 | 2,212,000 | 2,988,000 |
| Noninterest expense | 2,925,000 | 6,101,000 | 9,099,000 | 12,408,000 |
| Provision for loan losses | 190,000 | 375,000 | 650,000 | 1,068,000 |
| Pretax income | 2,720,000 | 5,543,000 | 8,582,000 | 11,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,720,000 | 5,543,000 | 8,582,000 | 11,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,754,000 | 63,577,000 | 66,614,000 | 61,376,000 |