Call reports 2016
BANK OF ADVANCE, THE — 2016
What BANK OF ADVANCE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 305,071,000 | 304,846,000 | 305,048,000 | 302,465,000 |
| Total loans | 226,171,000 | 226,070,000 | 229,246,000 | 228,218,000 |
| Allowance for loan losses | 4,272,000 | 4,135,000 | 4,143,000 | 4,085,000 |
| Securities available for sale | 54,808,000 | 57,356,000 | 55,599,000 | 55,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,708,000 | 253,000,000 | 251,565,000 | 259,204,000 |
| Interest-bearing deposits | 201,230,000 | 194,298,000 | 191,590,000 | 208,764,000 |
| Noninterest-bearing deposits | 54,478,000 | 58,702,000 | 59,975,000 | 50,440,000 |
| Equity capital | 43,051,000 | 45,398,000 | 46,922,000 | 40,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,749,000 | 7,464,000 | 11,199,000 | 14,956,000 |
| Interest expense | 359,000 | 708,000 | 1,051,000 | 1,409,000 |
| Net interest income | 3,390,000 | 6,756,000 | 10,148,000 | 13,547,000 |
| Noninterest income | 551,000 | 1,167,000 | 1,780,000 | 2,372,000 |
| Noninterest expense | 2,184,000 | 4,154,000 | 6,310,000 | 8,463,000 |
| Provision for loan losses | 9,000 | 19,000 | 86,000 | 98,000 |
| Pretax income | 1,748,000 | 3,750,000 | 5,489,000 | 7,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,748,000 | 3,750,000 | 5,489,000 | 7,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,974,000 | 43,980,000 | 45,723,000 | 40,052,000 |
| Total capital | 44,593,000 | 46,599,000 | 48,385,000 | 42,705,000 |
| Risk-weighted assets | 207,885,000 | 208,081,000 | 211,379,000 | 210,701,000 |