Call reports 2015
BANK OF ADVANCE, THE — 2015
What BANK OF ADVANCE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 303,898,000 | 303,712,000 | 306,779,000 | 318,335,000 |
| Total loans | 230,123,000 | 232,944,000 | 234,243,000 | 232,393,000 |
| Allowance for loan losses | 5,068,000 | 5,007,000 | 4,471,000 | 4,421,000 |
| Securities available for sale | 57,765,000 | 56,780,000 | 57,466,000 | 55,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,006,000 | 239,642,000 | 243,740,000 | 265,914,000 |
| Interest-bearing deposits | 199,337,000 | 193,663,000 | 198,251,000 | 206,805,000 |
| Noninterest-bearing deposits | 48,669,000 | 45,979,000 | 45,489,000 | 59,109,000 |
| Equity capital | 47,589,000 | 49,185,000 | 51,470,000 | 41,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,795,000 | 7,678,000 | 11,562,000 | 15,474,000 |
| Interest expense | 342,000 | 689,000 | 1,041,000 | 1,403,000 |
| Net interest income | 3,453,000 | 6,989,000 | 10,521,000 | 14,071,000 |
| Noninterest income | 552,000 | 1,194,000 | 1,868,000 | 2,743,000 |
| Noninterest expense | 1,925,000 | 4,003,000 | 6,151,000 | 8,612,000 |
| Provision for loan losses | 217,000 | 225,000 | 240,000 | 401,000 |
| Pretax income | 1,863,000 | 3,955,000 | 5,998,000 | 7,801,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 1,858,000 | 3,950,000 | 5,993,000 | 7,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,313,000 | 48,409,000 | 50,453,000 | 40,259,000 |
| Total capital | 49,012,000 | 51,088,000 | 53,144,000 | 42,951,000 |
| Risk-weighted assets | 210,947,000 | 211,967,000 | 213,475,000 | 213,668,000 |