Call reports 2014
BANK OF ADVANCE, THE — 2014
What BANK OF ADVANCE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 302,118,000 | 301,318,000 | 306,132,000 | 310,209,000 |
| Total loans | 214,233,000 | 223,734,000 | 233,466,000 | 233,968,000 |
| Allowance for loan losses | 4,182,000 | 4,378,000 | 4,534,000 | 4,905,000 |
| Securities available for sale | 58,571,000 | 59,327,000 | 58,122,000 | 57,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,206,000 | 253,632,000 | 241,923,000 | 256,531,000 |
| Interest-bearing deposits | 204,227,000 | 203,040,000 | 195,492,000 | 205,225,000 |
| Noninterest-bearing deposits | 49,979,000 | 50,592,000 | 46,431,000 | 51,306,000 |
| Equity capital | 44,106,000 | 46,279,000 | 48,482,000 | 45,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,648,000 | 7,428,000 | 11,386,000 | 15,352,000 |
| Interest expense | 356,000 | 711,000 | 1,056,000 | 1,419,000 |
| Net interest income | 3,292,000 | 6,717,000 | 10,330,000 | 13,933,000 |
| Noninterest income | 638,000 | 1,290,000 | 1,989,000 | 2,574,000 |
| Noninterest expense | 1,869,000 | 3,935,000 | 5,866,000 | 8,049,000 |
| Provision for loan losses | 199,000 | 394,000 | 628,000 | 1,078,000 |
| Pretax income | 1,862,000 | 3,716,000 | 5,863,000 | 7,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,862,000 | 3,716,000 | 5,863,000 | 7,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,252,000 | 45,112,000 | 47,266,000 | 44,323,000 |
| Total capital | 45,842,000 | 47,780,000 | 50,028,000 | 47,090,000 |
| Risk-weighted assets | 205,598,000 | 211,782,000 | 219,203,000 | 219,271,000 |