Call reports 2013
BANK OF ADVANCE, THE — 2013
What BANK OF ADVANCE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 299,705,000 | 291,646,000 | 292,031,000 | 300,985,000 |
| Total loans | 196,237,000 | 204,280,000 | 212,724,000 | 216,967,000 |
| Allowance for loan losses | 4,180,000 | 4,215,000 | 4,325,000 | 4,080,000 |
| Securities available for sale | 57,264,000 | 60,444,000 | 61,255,000 | 59,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,854,000 | 242,726,000 | 243,231,000 | 255,483,000 |
| Interest-bearing deposits | 200,620,000 | 194,943,000 | 196,558,000 | 205,501,000 |
| Noninterest-bearing deposits | 50,234,000 | 47,783,000 | 46,673,000 | 49,982,000 |
| Equity capital | 42,546,000 | 42,494,000 | 44,766,000 | 41,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,467,000 | 7,101,000 | 10,811,000 | 14,537,000 |
| Interest expense | 408,000 | 807,000 | 1,190,000 | 1,558,000 |
| Net interest income | 3,059,000 | 6,294,000 | 9,621,000 | 12,979,000 |
| Noninterest income | 571,000 | 1,194,000 | 1,828,000 | 2,459,000 |
| Noninterest expense | 1,907,000 | 3,841,000 | 5,698,000 | 7,808,000 |
| Provision for loan losses | 50,000 | 215,000 | 391,000 | 855,000 |
| Pretax income | 1,673,000 | 3,432,000 | 5,360,000 | 6,775,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 23,000 |
| Net income | 1,667,000 | 3,421,000 | 5,343,000 | 6,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,478,000 | 42,239,000 | 44,167,000 | 41,383,000 |
| Total capital | 42,959,000 | 44,756,000 | 46,758,000 | 44,016,000 |
| Risk-weighted assets | 196,842,000 | 199,713,000 | 205,471,000 | 209,218,000 |