Call reports 2012
BANK OF ADVANCE, THE — 2012
What BANK OF ADVANCE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 260,483,000 | 260,681,000 | 263,818,000 | 273,850,000 |
| Total loans | 177,157,000 | 185,771,000 | 192,859,000 | 197,891,000 |
| Allowance for loan losses | 3,699,000 | 3,801,000 | 3,945,000 | 4,150,000 |
| Securities available for sale | 46,450,000 | 47,242,000 | 46,903,000 | 47,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,829,000 | 212,248,000 | 213,259,000 | 226,459,000 |
| Interest-bearing deposits | 174,269,000 | 172,333,000 | 173,099,000 | 181,586,000 |
| Noninterest-bearing deposits | 39,560,000 | 39,915,000 | 40,160,000 | 44,873,000 |
| Equity capital | 40,325,000 | 42,000,000 | 44,025,000 | 41,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,435,000 | 6,859,000 | 10,438,000 | 14,026,000 |
| Interest expense | 492,000 | 953,000 | 1,403,000 | 1,827,000 |
| Net interest income | 2,943,000 | 5,906,000 | 9,035,000 | 12,199,000 |
| Noninterest income | 440,000 | 939,000 | 1,476,000 | 2,018,000 |
| Noninterest expense | 1,649,000 | 3,398,000 | 5,055,000 | 6,763,000 |
| Provision for loan losses | 159,000 | 338,000 | 494,000 | 954,000 |
| Pretax income | 1,575,000 | 3,109,000 | 4,962,000 | 6,500,000 |
| Income tax | 5,000 | 11,000 | 17,000 | 23,000 |
| Net income | 1,570,000 | 3,098,000 | 4,945,000 | 6,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,365,000 | 39,893,000 | 41,740,000 | 39,072,000 |
| Total capital | 40,536,000 | 42,130,000 | 44,117,000 | 41,490,000 |
| Risk-weighted assets | 178,316,000 | 182,614,000 | 188,602,000 | 191,767,000 |