Call reports 2011
BANK OF ADVANCE, THE — 2011
What BANK OF ADVANCE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 242,416,000 | 246,121,000 | 246,977,000 | 262,367,000 |
| Total loans | 169,407,000 | 175,300,000 | 181,602,000 | 185,104,000 |
| Allowance for loan losses | 3,187,000 | 3,203,000 | 3,338,000 | 3,563,000 |
| Securities available for sale | 47,806,000 | 50,724,000 | 50,348,000 | 47,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,735,000 | 200,099,000 | 198,390,000 | 217,189,000 |
| Interest-bearing deposits | 166,280,000 | 166,569,000 | 165,697,000 | 178,337,000 |
| Noninterest-bearing deposits | 32,455,000 | 33,530,000 | 32,693,000 | 38,852,000 |
| Equity capital | 36,771,000 | 39,033,000 | 41,275,000 | 38,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,300,000 | 6,693,000 | 10,211,000 | 13,770,000 |
| Interest expense | 623,000 | 1,198,000 | 1,746,000 | 2,292,000 |
| Net interest income | 2,677,000 | 5,495,000 | 8,465,000 | 11,478,000 |
| Noninterest income | 432,000 | 935,000 | 1,405,000 | 1,894,000 |
| Noninterest expense | 1,566,000 | 3,162,000 | 4,786,000 | 6,474,000 |
| Provision for loan losses | 154,000 | 258,000 | 428,000 | 694,000 |
| Pretax income | 1,389,000 | 3,010,000 | 4,656,000 | 6,204,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 1,384,000 | 3,000,000 | 4,641,000 | 6,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,894,000 | 37,509,000 | 39,151,000 | 36,794,000 |
| Total capital | 38,049,000 | 39,716,000 | 41,433,000 | 39,164,000 |
| Risk-weighted assets | 171,429,000 | 175,618,000 | 181,521,000 | 188,450,000 |