Call reports 2010
BANK OF ADVANCE, THE — 2010
What BANK OF ADVANCE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 226,372,000 | 224,391,000 | 226,812,000 | 239,634,000 |
| Total loans | 157,911,000 | 161,970,000 | 165,131,000 | 169,851,000 |
| Allowance for loan losses | 2,673,000 | 2,663,000 | 2,774,000 | 3,059,000 |
| Securities available for sale | 45,437,000 | 45,674,000 | 45,613,000 | 46,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,955,000 | 178,961,000 | 180,941,000 | 193,733,000 |
| Interest-bearing deposits | 155,360,000 | 152,757,000 | 154,666,000 | 165,465,000 |
| Noninterest-bearing deposits | 27,595,000 | 26,204,000 | 26,275,000 | 28,268,000 |
| Equity capital | 34,921,000 | 36,658,000 | 38,678,000 | 35,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,256,000 | 6,532,000 | 9,877,000 | 13,255,000 |
| Interest expense | 732,000 | 1,409,000 | 2,074,000 | 2,706,000 |
| Net interest income | 2,524,000 | 5,123,000 | 7,803,000 | 10,549,000 |
| Noninterest income | 387,000 | 935,000 | 1,451,000 | 1,860,000 |
| Noninterest expense | 1,517,000 | 3,036,000 | 4,556,000 | 6,040,000 |
| Provision for loan losses | 159,000 | 320,000 | 485,000 | 852,000 |
| Pretax income | 1,235,000 | 2,702,000 | 4,213,000 | 5,517,000 |
| Income tax | 0 | 9,000 | 14,000 | 19,000 |
| Net income | 1,235,000 | 2,693,000 | 4,199,000 | 5,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,847,000 | 35,305,000 | 36,810,000 | 34,510,000 |
| Total capital | 35,831,000 | 37,333,000 | 38,867,000 | 36,639,000 |
| Risk-weighted assets | 158,019,000 | 161,605,000 | 163,875,000 | 169,396,000 |