Call reports 2007
BANK OF ADVANCE, THE — 2007
What BANK OF ADVANCE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 191,151,000 | 199,384,000 | 204,920,000 | 211,838,000 |
| Total loans | 132,207,000 | 140,809,000 | 144,017,000 | 147,331,000 |
| Allowance for loan losses | 2,067,000 | 2,134,000 | 2,162,000 | 2,167,000 |
| Securities available for sale | 47,541,000 | 46,594,000 | 45,921,000 | 46,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,363,000 | 160,885,000 | 158,810,000 | 169,572,000 |
| Interest-bearing deposits | 135,973,000 | 139,012,000 | 137,163,000 | 145,056,000 |
| Noninterest-bearing deposits | 23,390,000 | 21,873,000 | 21,647,000 | 24,516,000 |
| Equity capital | 27,189,000 | 27,591,000 | 29,202,000 | 28,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,597,000 | 10,185,000 | 13,837,000 |
| Interest expense | 1,317,000 | 2,724,000 | 4,251,000 | 5,748,000 |
| Net interest income | 1,888,000 | 3,873,000 | 5,934,000 | 8,089,000 |
| Noninterest income | 385,000 | 819,000 | 1,240,000 | 1,661,000 |
| Noninterest expense | 1,353,000 | 2,715,000 | 4,053,000 | 5,355,000 |
| Provision for loan losses | 71,000 | 172,000 | 285,000 | 396,000 |
| Pretax income | 849,000 | 1,805,000 | 2,836,000 | 3,999,000 |
| Income tax | 7,000 | 10,000 | 13,000 | 15,000 |
| Net income | 842,000 | 1,795,000 | 2,823,000 | 3,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,359,000 | 28,312,000 | 29,340,000 | 28,701,000 |
| Total capital | 29,118,000 | 30,129,000 | 31,230,000 | 30,636,000 |
| Risk-weighted assets | 140,453,000 | 148,072,000 | 150,957,000 | 155,053,000 |