Call reports 2006
BANK OF ADVANCE, THE — 2006
What BANK OF ADVANCE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 180,270,000 | 184,603,000 | 187,491,000 | 191,565,000 |
| Total loans | 125,228,000 | 126,661,000 | 128,710,000 | 129,402,000 |
| Allowance for loan losses | 1,861,000 | 1,934,000 | 2,014,000 | 1,980,000 |
| Securities available for sale | 44,617,000 | 46,487,000 | 47,300,000 | 46,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,740,000 | 148,477,000 | 151,054,000 | 158,635,000 |
| Interest-bearing deposits | 122,199,000 | 127,846,000 | 129,689,000 | 134,640,000 |
| Noninterest-bearing deposits | 22,541,000 | 20,631,000 | 21,365,000 | 23,995,000 |
| Equity capital | 24,932,000 | 25,323,000 | 27,077,000 | 26,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,848,000 | 5,869,000 | 9,016,000 | 12,236,000 |
| Interest expense | 964,000 | 2,057,000 | 3,284,000 | 4,585,000 |
| Net interest income | 1,884,000 | 3,812,000 | 5,732,000 | 7,651,000 |
| Noninterest income | 324,000 | 657,000 | 1,036,000 | 1,417,000 |
| Noninterest expense | 1,304,000 | 2,576,000 | 3,873,000 | 5,119,000 |
| Provision for loan losses | 90,000 | 180,000 | 291,000 | 339,000 |
| Pretax income | 814,000 | 1,713,000 | 2,604,000 | 3,610,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 809,000 | 1,708,000 | 2,599,000 | 3,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,521,000 | 26,421,000 | 27,311,000 | 26,518,000 |
| Total capital | 27,161,000 | 28,084,000 | 29,030,000 | 28,259,000 |
| Risk-weighted assets | 130,956,000 | 132,843,000 | 137,231,000 | 139,077,000 |