Call reports 2002
BANK OF ADVANCE, THE — 2002
What BANK OF ADVANCE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,584,000 | 132,856,000 | 135,437,000 | 138,324,000 |
| Total loans | 80,588,000 | 85,658,000 | 87,378,000 | 88,875,000 |
| Allowance for loan losses | 1,070,000 | 1,076,000 | 1,051,000 | 1,103,000 |
| Securities available for sale | 36,647,000 | 37,210,000 | 36,871,000 | 35,025,000 |
| Securities held to maturity | 2,180,000 | 2,180,000 | 2,070,000 | 1,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,728,000 | 107,663,000 | 106,616,000 | 111,485,000 |
| Interest-bearing deposits | 93,907,000 | 93,145,000 | 92,078,000 | 95,778,000 |
| Noninterest-bearing deposits | 14,821,000 | 14,518,000 | 14,538,000 | 15,707,000 |
| Equity capital | 16,231,000 | 17,155,000 | 17,949,000 | 17,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,368,000 | 6,575,000 | 8,786,000 |
| Interest expense | 827,000 | 1,603,000 | 2,364,000 | 3,102,000 |
| Net interest income | 1,347,000 | 2,765,000 | 4,211,000 | 5,684,000 |
| Noninterest income | 187,000 | 388,000 | 580,000 | 833,000 |
| Noninterest expense | 845,000 | 1,661,000 | 2,481,000 | 3,474,000 |
| Provision for loan losses | 75,000 | 195,000 | 335,000 | 425,000 |
| Pretax income | 604,000 | 1,287,000 | 1,965,000 | 2,608,000 |
| Income tax | 132,000 | 321,000 | 505,000 | 674,000 |
| Net income | 472,000 | 966,000 | 1,460,000 | 1,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,944,000 | 16,437,000 | 16,931,000 | 16,505,000 |
| Total capital | 17,014,000 | 17,513,000 | 17,982,000 | 17,608,000 |
| Risk-weighted assets | 92,993,000 | 97,477,000 | 98,599,000 | 99,405,000 |