Call reports 2001
BANK OF ADVANCE, THE — 2001
What BANK OF ADVANCE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 124,066,000 | 122,065,000 | 124,813,000 | 128,431,000 |
| Total loans | 73,734,000 | 77,318,000 | 78,221,000 | 79,784,000 |
| Allowance for loan losses | 1,304,000 | 1,344,000 | 1,403,000 | 1,027,000 |
| Securities available for sale | 28,803,000 | 30,525,000 | 32,254,000 | 34,683,000 |
| Securities held to maturity | 4,307,000 | 4,226,000 | 4,224,000 | 3,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,556,000 | 102,370,000 | 103,003,000 | 108,163,000 |
| Interest-bearing deposits | 90,145,000 | 89,006,000 | 90,299,000 | 92,067,000 |
| Noninterest-bearing deposits | 14,411,000 | 13,364,000 | 12,704,000 | 16,096,000 |
| Equity capital | 15,466,000 | 15,860,000 | 16,612,000 | 15,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,642,000 | 6,973,000 | 9,189,000 |
| Interest expense | 1,184,000 | 2,324,000 | 3,400,000 | 4,341,000 |
| Net interest income | 1,126,000 | 2,318,000 | 3,573,000 | 4,848,000 |
| Noninterest income | 142,000 | 315,000 | 479,000 | 628,000 |
| Noninterest expense | 718,000 | 1,457,000 | 2,202,000 | 3,060,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 215,000 |
| Pretax income | 505,000 | 1,086,000 | 1,700,000 | 2,200,000 |
| Income tax | 120,000 | 267,000 | 427,000 | 541,000 |
| Net income | 385,000 | 819,000 | 1,273,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,947,000 | 15,381,000 | 15,835,000 | 15,471,000 |
| Total capital | 16,013,000 | 16,494,000 | 16,967,000 | 16,498,000 |
| Risk-weighted assets | 85,649,000 | 88,839,000 | 90,258,000 | 92,617,000 |