Call reports 2023
CINCINNATI FEDERAL — 2023
What CINCINNATI FEDERAL reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 305,017,000 | 306,561,000 | 311,119,000 |
| Total loans | 262,921,000 | 267,290,000 | 273,579,000 |
| Allowance for loan losses | 1,870,000 | 1,870,000 | 1,870,000 |
| Securities available for sale | 6,321,000 | 6,110,000 | 5,878,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 226,713,000 | 209,474,000 | 214,427,000 |
| Interest-bearing deposits | 212,812,000 | 197,533,000 | 201,681,000 |
| Noninterest-bearing deposits | 13,901,000 | 11,941,000 | 12,746,000 |
| Equity capital | 38,334,000 | 38,188,000 | 38,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 3,128,000 | 6,481,000 | 9,901,000 |
| Interest expense | 1,248,000 | 2,784,000 | 4,667,000 |
| Net interest income | 1,880,000 | 3,697,000 | 5,234,000 |
| Noninterest income | 1,190,000 | 1,849,000 | 2,949,000 |
| Noninterest expense | 2,534,000 | 5,184,000 | 7,684,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 |
| Pretax income | 521,000 | 347,000 | 484,000 |
| Income tax | 114,000 | 82,000 | 118,000 |
| Net income | 407,000 | 265,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 38,921,000 | 38,870,000 | 39,064,000 |
| Total capital | 40,811,000 | 40,761,000 | 40,955,000 |
| Risk-weighted assets | 234,891,000 | 240,033,000 | 246,670,000 |