Call reports 2022
CINCINNATI FEDERAL — 2022
What CINCINNATI FEDERAL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 256,010,000 | 282,106,000 | 292,113,000 | 303,419,000 |
| Total loans | 212,524,000 | 240,967,000 | 250,116,000 | 261,002,000 |
| Allowance for loan losses | 1,694,000 | 1,807,000 | 1,834,000 | 1,855,000 |
| Securities available for sale | 7,498,000 | 7,013,000 | 6,792,000 | 6,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,802,000 | 226,130,000 | 231,486,000 | 233,949,000 |
| Interest-bearing deposits | 197,907,000 | 211,968,000 | 216,877,000 | 217,594,000 |
| Noninterest-bearing deposits | 17,895,000 | 14,162,000 | 14,609,000 | 16,355,000 |
| Equity capital | 37,283,000 | 37,377,000 | 37,575,000 | 37,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,306,000 | 7,024,000 | 9,993,000 |
| Interest expense | 194,000 | 457,000 | 1,008,000 | 1,836,000 |
| Net interest income | 1,837,000 | 3,849,000 | 6,016,000 | 8,157,000 |
| Noninterest income | 1,579,000 | 2,690,000 | 4,657,000 | 5,330,000 |
| Noninterest expense | 2,879,000 | 5,678,000 | 8,601,000 | 11,131,000 |
| Provision for loan losses | 21,000 | 134,000 | 155,000 | 176,000 |
| Pretax income | 516,000 | 727,000 | 1,917,000 | 2,180,000 |
| Income tax | 113,000 | 162,000 | 419,000 | 481,000 |
| Net income | 403,000 | 565,000 | 1,498,000 | 1,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,566,000 | 37,846,000 | 38,124,000 | 38,419,000 |
| Total capital | 39,260,000 | 39,653,000 | 39,958,000 | 40,274,000 |
| Risk-weighted assets | 201,874,000 | 222,616,000 | 233,276,000 | 238,458,000 |