Call reports 2021
CINCINNATI FEDERAL — 2021
What CINCINNATI FEDERAL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 240,747,000 | 249,843,000 | 248,604,000 | 251,930,000 |
| Total loans | 186,201,000 | 206,880,000 | 207,538,000 | 205,360,000 |
| Allowance for loan losses | 1,673,000 | 1,673,000 | 1,673,000 | 1,673,000 |
| Securities available for sale | 9,743,000 | 9,171,000 | 8,326,000 | 7,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,271,000 | 164,556,000 | 192,924,000 | 211,945,000 |
| Interest-bearing deposits | 141,853,000 | 145,745,000 | 174,950,000 | 192,672,000 |
| Noninterest-bearing deposits | 21,418,000 | 18,811,000 | 17,974,000 | 19,273,000 |
| Equity capital | 36,033,000 | 36,227,000 | 36,323,000 | 36,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,828,000 | 6,084,000 | 8,155,000 |
| Interest expense | 500,000 | 1,003,000 | 1,321,000 | 1,569,000 |
| Net interest income | 1,416,000 | 2,825,000 | 4,763,000 | 6,586,000 |
| Noninterest income | 3,568,000 | 5,616,000 | 7,732,000 | 9,602,000 |
| Noninterest expense | 3,237,000 | 6,498,000 | 10,563,000 | 13,749,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,747,000 | 1,943,000 | 1,932,000 | 2,439,000 |
| Income tax | 366,000 | 398,000 | 409,000 | 520,000 |
| Net income | 1,381,000 | 1,545,000 | 1,523,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,204,000 | 36,429,000 | 36,526,000 | 37,041,000 |
| Total capital | 37,877,000 | 38,102,000 | 38,199,000 | 38,714,000 |
| Risk-weighted assets | 172,438,000 | 192,726,000 | 194,480,000 | 193,429,000 |