Call reports 2020
CINCINNATI FEDERAL — 2020
What CINCINNATI FEDERAL reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 227,579,000 | 234,116,000 | 232,091,000 | 237,153,000 |
| Total loans | 190,968,000 | 183,131,000 | 189,451,000 | 181,698,000 |
| Allowance for loan losses | 1,473,000 | 1,473,000 | 1,473,000 | 1,673,000 |
| Securities available for sale | 6,243,000 | 6,003,000 | 5,540,000 | 5,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,830,000 | 158,051,000 | 155,522,000 | 160,627,000 |
| Interest-bearing deposits | 141,531,000 | 145,924,000 | 143,912,000 | 148,271,000 |
| Noninterest-bearing deposits | 9,299,000 | 12,127,000 | 11,610,000 | 12,356,000 |
| Equity capital | 30,971,000 | 31,848,000 | 32,890,000 | 34,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,184,000 | 6,133,000 | 8,026,000 |
| Interest expense | 751,000 | 1,420,000 | 2,035,000 | 2,594,000 |
| Net interest income | 1,373,000 | 2,764,000 | 4,098,000 | 5,432,000 |
| Noninterest income | 499,000 | 2,834,000 | 6,058,000 | 10,463,000 |
| Noninterest expense | 2,037,000 | 4,788,000 | 8,046,000 | 11,338,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 265,000 |
| Pretax income | -230,000 | 745,000 | 2,045,000 | 4,292,000 |
| Income tax | -59,000 | 137,000 | 413,000 | 886,000 |
| Net income | -171,000 | 608,000 | 1,632,000 | 3,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,126,000 | 31,947,000 | 32,994,000 | 34,792,000 |
| Total capital | 32,599,000 | 33,420,000 | 34,467,000 | 36,465,000 |
| Risk-weighted assets | 161,853,000 | 161,407,000 | 169,068,000 | 165,899,000 |