Call reports 2019
CINCINNATI FEDERAL — 2019
What CINCINNATI FEDERAL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,364,000 | 206,444,000 | 221,536,000 | 241,951,000 |
| Total loans | 180,769,000 | 181,770,000 | 191,244,000 | 183,863,000 |
| Allowance for loan losses | 1,405,000 | 1,405,000 | 1,408,000 | 1,408,000 |
| Securities available for sale | 565,000 | 427,000 | 2,331,000 | 6,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,401,000 | 140,395,000 | 140,436,000 | 169,234,000 |
| Interest-bearing deposits | 128,607,000 | 130,176,000 | 130,847,000 | 132,762,000 |
| Noninterest-bearing deposits | 14,794,000 | 10,219,000 | 9,589,000 | 36,472,000 |
| Equity capital | 22,361,000 | 22,773,000 | 22,990,000 | 23,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,190,000 | 6,362,000 | 8,535,000 |
| Interest expense | 620,000 | 1,330,000 | 2,110,000 | 2,904,000 |
| Net interest income | 1,411,000 | 2,860,000 | 4,252,000 | 5,631,000 |
| Noninterest income | 419,000 | 1,278,000 | 1,993,000 | 2,961,000 |
| Noninterest expense | 1,790,000 | 3,625,000 | 5,475,000 | 7,400,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 40,000 | 513,000 | 745,000 | 1,167,000 |
| Income tax | 4,000 | 98,000 | 142,000 | 191,000 |
| Net income | 36,000 | 415,000 | 603,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,407,000 | 22,832,000 | 23,067,000 | 23,490,000 |
| Total capital | 23,812,000 | 24,237,000 | 24,475,000 | 24,898,000 |
| Risk-weighted assets | 145,480,000 | 146,789,000 | 157,851,000 | 152,552,000 |