Call reports 2018
CINCINNATI FEDERAL — 2018
What CINCINNATI FEDERAL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 175,051,000 | 177,607,000 | 176,963,000 | 198,060,000 |
| Total loans | 153,683,000 | 156,473,000 | 157,417,000 | 173,093,000 |
| Allowance for loan losses | 1,375,000 | 1,390,000 | 1,405,000 | 1,405,000 |
| Securities available for sale | 823,000 | 762,000 | 710,000 | 630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,863,000 | 118,129,000 | 117,781,000 | 144,549,000 |
| Interest-bearing deposits | 101,335,000 | 93,997,000 | 100,653,000 | 125,923,000 |
| Noninterest-bearing deposits | 18,528,000 | 24,132,000 | 17,128,000 | 18,626,000 |
| Equity capital | 18,863,000 | 19,138,000 | 19,471,000 | 23,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,288,000 | 5,019,000 | 6,994,000 |
| Interest expense | 441,000 | 930,000 | 1,467,000 | 2,083,000 |
| Net interest income | 1,161,000 | 2,358,000 | 3,552,000 | 4,911,000 |
| Noninterest income | 652,000 | 1,317,000 | 1,950,000 | 2,595,000 |
| Noninterest expense | 1,502,000 | 3,042,000 | 4,480,000 | 6,353,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 296,000 | 603,000 | 977,000 | 1,108,000 |
| Income tax | 62,000 | 133,000 | 212,000 | 242,000 |
| Net income | 234,000 | 470,000 | 765,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,110,000 | 19,385,000 | 19,721,000 | 23,075,000 |
| Total capital | 20,485,000 | 20,775,000 | 21,126,000 | 24,480,000 |
| Risk-weighted assets | 124,440,000 | 127,326,000 | 128,070,000 | 139,703,000 |