Call reports 2017
CINCINNATI FEDERAL — 2017
What CINCINNATI FEDERAL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 154,090,000 | 161,426,000 | 166,617,000 | 170,789,000 |
| Total loans | 132,716,000 | 141,701,000 | 146,079,000 | 150,635,000 |
| Allowance for loan losses | 1,326,000 | 1,336,000 | 1,340,000 | 1,360,000 |
| Securities available for sale | 1,551,000 | 1,434,000 | 1,191,000 | 910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,607,000 | 110,334,000 | 111,380,000 | 116,552,000 |
| Interest-bearing deposits | 97,054,000 | 95,186,000 | 93,924,000 | 97,653,000 |
| Noninterest-bearing deposits | 13,553,000 | 15,148,000 | 17,456,000 | 18,899,000 |
| Equity capital | 18,319,000 | 18,592,000 | 18,734,000 | 18,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,774,000 | 4,255,000 | 5,790,000 |
| Interest expense | 327,000 | 668,000 | 1,039,000 | 1,418,000 |
| Net interest income | 1,037,000 | 2,106,000 | 3,216,000 | 4,372,000 |
| Noninterest income | 516,000 | 1,244,000 | 1,756,000 | 2,374,000 |
| Noninterest expense | 1,290,000 | 2,689,000 | 4,163,000 | 5,671,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 30,000 |
| Pretax income | 263,000 | 651,000 | 799,000 | 1,045,000 |
| Income tax | 85,000 | 213,000 | 259,000 | 82,000 |
| Net income | 178,000 | 438,000 | 540,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,521,000 | 18,791,000 | 18,939,000 | 18,798,000 |
| Total capital | 19,847,000 | 20,127,000 | 20,279,000 | 20,158,000 |
| Risk-weighted assets | 110,851,000 | 118,551,000 | 120,180,000 | 122,359,000 |