Call reports 2016
CINCINNATI FEDERAL — 2016
What CINCINNATI FEDERAL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,156,000 | 152,654,000 | 156,786,000 | 155,266,000 |
| Total loans | 126,997,000 | 132,222,000 | 134,012,000 | 133,755,000 |
| Allowance for loan losses | 1,347,000 | 1,347,000 | 1,326,000 | 1,326,000 |
| Securities available for sale | 2,209,000 | 2,070,000 | 1,888,000 | 1,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,243,000 | 105,473,000 | 106,567,000 | 109,896,000 |
| Interest-bearing deposits | 97,554,000 | 92,485,000 | 91,721,000 | 94,644,000 |
| Noninterest-bearing deposits | 11,689,000 | 12,988,000 | 14,846,000 | 15,252,000 |
| Equity capital | 17,330,000 | 17,516,000 | 17,831,000 | 18,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,600,000 | 3,942,000 | 5,298,000 |
| Interest expense | 333,000 | 710,000 | 1,044,000 | 1,367,000 |
| Net interest income | 952,000 | 1,890,000 | 2,898,000 | 3,931,000 |
| Noninterest income | 352,000 | 980,000 | 1,769,000 | 2,470,000 |
| Noninterest expense | 1,248,000 | 2,581,000 | 3,957,000 | 5,369,000 |
| Provision for loan losses | 0 | 0 | -21,000 | -121,000 |
| Pretax income | 56,000 | 289,000 | 731,000 | 1,153,000 |
| Income tax | 12,000 | 85,000 | 233,000 | 373,000 |
| Net income | 44,000 | 204,000 | 498,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,565,000 | 17,735,000 | 18,039,000 | 18,331,000 |
| Total capital | 18,826,000 | 19,048,000 | 19,365,000 | 19,657,000 |
| Risk-weighted assets | 100,813,000 | 105,056,000 | 108,428,000 | 108,527,000 |