Call reports 2015
CINCINNATI FEDERAL — 2015
What CINCINNATI FEDERAL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 131,903,000 | 138,089,000 | 145,137,000 | 142,540,000 |
| Total loans | 113,339,000 | 117,470,000 | 121,690,000 | 123,598,000 |
| Allowance for loan losses | 1,367,000 | 1,375,000 | 1,382,000 | 1,367,000 |
| Securities available for sale | 3,179,000 | 2,953,000 | 2,707,000 | 2,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,339,000 | 104,541,000 | 112,121,000 | 104,746,000 |
| Interest-bearing deposits | 88,699,000 | 96,245,000 | 92,016,000 | 92,658,000 |
| Noninterest-bearing deposits | 8,640,000 | 8,296,000 | 20,105,000 | 12,088,000 |
| Equity capital | 11,598,000 | 11,778,000 | 11,895,000 | 17,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,421,000 | 3,659,000 | 4,914,000 |
| Interest expense | 288,000 | 619,000 | 958,000 | 1,274,000 |
| Net interest income | 887,000 | 1,802,000 | 2,701,000 | 3,640,000 |
| Noninterest income | 462,000 | 1,118,000 | 1,640,000 | 2,120,000 |
| Noninterest expense | 1,145,000 | 2,436,000 | 3,687,000 | 4,933,000 |
| Provision for loan losses | 32,000 | 41,000 | 41,000 | 26,000 |
| Pretax income | 172,000 | 443,000 | 613,000 | 801,000 |
| Income tax | 53,000 | 135,000 | 185,000 | 241,000 |
| Net income | 119,000 | 308,000 | 428,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,829,000 | 12,017,000 | 12,138,000 | 17,511,000 |
| Total capital | 12,928,000 | 13,182,000 | 13,377,000 | 18,772,000 |
| Risk-weighted assets | 87,672,000 | 93,021,000 | 98,979,000 | 100,832,000 |