Call reports 2014
CINCINNATI FEDERAL — 2014
What CINCINNATI FEDERAL reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 126,236,000 | 130,650,000 | 132,472,000 | 126,016,000 |
| Total loans | 103,830,000 | 109,550,000 | 111,568,000 | 107,394,000 |
| Allowance for loan losses | 1,023,000 | 950,000 | 975,000 | 1,350,000 |
| Securities available for sale | 3,879,000 | 3,687,000 | 3,522,000 | 3,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,538,000 | 93,553,000 | 95,516,000 | 94,583,000 |
| Interest-bearing deposits | 83,958,000 | 86,644,000 | 86,342,000 | 85,162,000 |
| Noninterest-bearing deposits | 10,580,000 | 6,909,000 | 9,174,000 | 9,421,000 |
| Equity capital | 12,149,000 | 12,299,000 | 11,978,000 | 11,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,398,000 | 3,600,000 | 4,793,000 |
| Interest expense | 326,000 | 670,000 | 1,020,000 | 1,353,000 |
| Net interest income | 859,000 | 1,728,000 | 2,580,000 | 3,440,000 |
| Noninterest income | 315,000 | 717,000 | 979,000 | 1,482,000 |
| Noninterest expense | 959,000 | 1,933,000 | 2,952,000 | 4,722,000 |
| Provision for loan losses | 47,000 | 145,000 | 161,000 | 773,000 |
| Pretax income | 168,000 | 367,000 | 446,000 | -573,000 |
| Income tax | 52,000 | 110,000 | 126,000 | -234,000 |
| Net income | 116,000 | 257,000 | 320,000 | -339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,993,000 | 12,018,000 | 11,763,000 | 11,516,000 |
| Total capital | 13,016,000 | 12,968,000 | 12,738,000 | 12,618,000 |
| Risk-weighted assets | 89,473,000 | 92,170,000 | 92,097,000 | 87,904,000 |