Call reports 2013
CINCINNATI FEDERAL — 2013
What CINCINNATI FEDERAL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,645,000 | 112,069,000 | 113,085,000 | 117,508,000 |
| Total loans | 91,069,000 | 94,976,000 | 94,631,000 | 98,310,000 |
| Allowance for loan losses | 1,132,000 | 1,137,000 | 1,122,000 | 977,000 |
| Securities available for sale | 4,870,000 | 4,511,000 | 4,167,000 | 4,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,269,000 | 80,205,000 | 81,722,000 | 85,036,000 |
| Interest-bearing deposits | 69,695,000 | 69,442,000 | 74,261,000 | 77,924,000 |
| Noninterest-bearing deposits | 10,574,000 | 10,763,000 | 7,461,000 | 7,112,000 |
| Equity capital | 11,637,000 | 11,748,000 | 11,900,000 | 12,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,363,000 | 3,507,000 | 4,674,000 |
| Interest expense | 346,000 | 677,000 | 1,011,000 | 1,330,000 |
| Net interest income | 838,000 | 1,686,000 | 2,496,000 | 3,344,000 |
| Noninterest income | 336,000 | 714,000 | 1,053,000 | 1,421,000 |
| Noninterest expense | 946,000 | 1,881,000 | 2,797,000 | 3,779,000 |
| Provision for loan losses | 30,000 | 56,000 | 74,000 | 133,000 |
| Pretax income | 198,000 | 463,000 | 678,000 | 853,000 |
| Income tax | 70,000 | 163,000 | 238,000 | 298,000 |
| Net income | 128,000 | 300,000 | 440,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,507,000 | 11,639,000 | 11,818,000 | 11,871,000 |
| Total capital | 12,486,000 | 12,626,000 | 12,836,000 | 12,848,000 |
| Risk-weighted assets | 78,163,000 | 79,686,000 | 81,338,000 | 85,978,000 |