Call reports 2012
CINCINNATI FEDERAL — 2012
What CINCINNATI FEDERAL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,031,000 | 114,820,000 | 115,251,000 | 115,235,000 |
| Total loans | 98,417,000 | 98,028,000 | 97,951,000 | 97,320,000 |
| Allowance for loan losses | 1,156,000 | 1,161,000 | 1,072,000 | 1,102,000 |
| Securities available for sale | 2,698,000 | 2,623,000 | 2,539,000 | 3,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,218,000 | 85,777,000 | 85,877,000 | 85,038,000 |
| Interest-bearing deposits | 76,319,000 | 75,367,000 | 73,513,000 | 72,973,000 |
| Noninterest-bearing deposits | 8,899,000 | 10,410,000 | 12,364,000 | 12,065,000 |
| Equity capital | 10,933,000 | 11,044,000 | 11,226,000 | 11,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,591,000 | 3,836,000 | 5,044,000 |
| Interest expense | 415,000 | 830,000 | 1,233,000 | 1,620,000 |
| Net interest income | 898,000 | 1,761,000 | 2,603,000 | 3,424,000 |
| Noninterest income | 176,000 | 447,000 | 774,000 | 1,448,000 |
| Noninterest expense | 872,000 | 1,795,000 | 2,648,000 | 3,564,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 216,000 |
| Pretax income | 172,000 | 353,000 | 629,000 | 1,092,000 |
| Income tax | 70,000 | 143,000 | 244,000 | 410,000 |
| Net income | 102,000 | 210,000 | 385,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,885,000 | 10,996,000 | 11,137,000 | 11,423,000 |
| Total capital | 11,903,000 | 12,005,000 | 12,153,000 | 12,431,000 |
| Risk-weighted assets | 81,338,000 | 80,571,000 | 81,194,000 | 80,583,000 |