Call reports 2024
R BANK — 2024
What R BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,047,647,000 | 1,043,974,000 | 1,014,878,000 | 958,472,000 |
| Total loans | 858,637,000 | 855,042,000 | 822,416,000 | 809,902,000 |
| Allowance for loan losses | 9,165,000 | 9,090,000 | 9,043,000 | 9,078,000 |
| Securities available for sale | 53,753,000 | 52,789,000 | 52,220,000 | 48,815,000 |
| Securities held to maturity | 21,451,000 | 21,408,000 | 20,539,000 | 20,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 896,462,000 | 901,095,000 | 888,758,000 | 852,407,000 |
| Interest-bearing deposits | 711,383,000 | 712,981,000 | 697,548,000 | 677,911,000 |
| Noninterest-bearing deposits | 185,079,000 | 188,114,000 | 191,210,000 | 174,496,000 |
| Equity capital | 91,599,000 | 89,975,000 | 91,892,000 | 89,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,283,000 | 30,700,000 | 46,034,000 | 60,660,000 |
| Interest expense | 6,935,000 | 14,057,000 | 21,058,000 | 27,197,000 |
| Net interest income | 8,348,000 | 16,643,000 | 24,976,000 | 33,463,000 |
| Noninterest income | 488,000 | 974,000 | 1,448,000 | 1,977,000 |
| Noninterest expense | 8,248,000 | 17,289,000 | 25,647,000 | 34,002,000 |
| Provision for loan losses | 0 | 1,490,000 | 1,565,000 | 3,065,000 |
| Pretax income | 877,000 | -747,000 | -163,000 | -810,000 |
| Income tax | 177,000 | -175,000 | -61,000 | -204,000 |
| Net income | 700,000 | -572,000 | -102,000 | -606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,129,000 | 91,157,000 | 91,628,000 | 90,374,000 |
| Total capital | 103,147,000 | 100,974,000 | 101,187,000 | 99,777,000 |
| Risk-weighted assets | 851,255,000 | 845,114,000 | 803,120,000 | 782,032,000 |