Call reports 2023
R BANK — 2023
What R BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 990,498,000 | 981,671,000 | 984,414,000 | 998,144,000 |
| Total loans | 824,035,000 | 817,825,000 | 835,113,000 | 867,651,000 |
| Allowance for loan losses | 9,792,000 | 8,514,000 | 9,502,000 | 9,214,000 |
| Securities available for sale | 61,046,000 | 58,426,000 | 54,584,000 | 55,860,000 |
| Securities held to maturity | 21,610,000 | 21,571,000 | 21,531,000 | 21,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,067,000 | 861,333,000 | 860,909,000 | 860,943,000 |
| Interest-bearing deposits | 641,708,000 | 653,527,000 | 654,606,000 | 670,309,000 |
| Noninterest-bearing deposits | 216,359,000 | 207,806,000 | 206,303,000 | 190,634,000 |
| Equity capital | 89,603,000 | 89,405,000 | 88,632,000 | 92,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,881,000 | 26,499,000 | 40,950,000 | 56,281,000 |
| Interest expense | 3,878,000 | 8,016,000 | 12,791,000 | 18,624,000 |
| Net interest income | 9,003,000 | 18,483,000 | 28,159,000 | 37,657,000 |
| Noninterest income | 587,000 | 1,062,000 | 1,549,000 | 2,137,000 |
| Noninterest expense | 7,232,000 | 14,679,000 | 22,464,000 | 30,176,000 |
| Provision for loan losses | -57,000 | 1,269,000 | 2,261,000 | 2,279,000 |
| Pretax income | 2,625,000 | 4,107,000 | 5,320,000 | 7,862,000 |
| Income tax | 537,000 | 834,000 | 1,075,000 | 1,639,000 |
| Net income | 2,088,000 | 3,273,000 | 4,245,000 | 6,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,390,000 | 91,094,000 | 91,536,000 | 92,915,000 |
| Total capital | 100,830,000 | 100,763,000 | 102,044,000 | 103,271,000 |
| Risk-weighted assets | 834,461,000 | 825,513,000 | 840,345,000 | 858,908,000 |