Call reports 2022
R BANK — 2022
What R BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 942,056,000 | 953,809,000 | 980,059,000 | 992,695,000 |
| Total loans | 690,375,000 | 764,529,000 | 794,927,000 | 822,613,000 |
| Allowance for loan losses | 7,935,000 | 8,881,000 | 9,302,000 | 9,596,000 |
| Securities available for sale | 72,832,000 | 67,412,000 | 62,239,000 | 61,280,000 |
| Securities held to maturity | 31,603,000 | 27,980,000 | 21,951,000 | 21,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 836,627,000 | 850,415,000 | 849,502,000 | 832,322,000 |
| Interest-bearing deposits | 598,687,000 | 599,353,000 | 615,256,000 | 617,811,000 |
| Noninterest-bearing deposits | 237,940,000 | 251,062,000 | 234,246,000 | 214,511,000 |
| Equity capital | 88,563,000 | 86,845,000 | 88,012,000 | 89,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,323,000 | 19,712,000 | 31,247,000 | 43,647,000 |
| Interest expense | 703,000 | 1,390,000 | 2,758,000 | 5,262,000 |
| Net interest income | 8,620,000 | 18,322,000 | 28,489,000 | 38,385,000 |
| Noninterest income | 621,000 | 1,246,000 | 2,142,000 | 2,776,000 |
| Noninterest expense | 6,531,000 | 13,208,000 | 20,434,000 | 27,298,000 |
| Provision for loan losses | 480,000 | 1,480,000 | 1,910,000 | 2,235,000 |
| Pretax income | 2,230,000 | 4,880,000 | 8,287,000 | 11,628,000 |
| Income tax | 451,000 | 990,000 | 1,689,000 | 2,392,000 |
| Net income | 1,779,000 | 3,890,000 | 6,598,000 | 9,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,793,000 | 87,774,000 | 89,751,000 | 91,209,000 |
| Total capital | 94,728,000 | 96,655,000 | 99,053,000 | 100,805,000 |
| Risk-weighted assets | 747,421,000 | 809,337,000 | 829,347,000 | 850,476,000 |