Call reports 2021
R BANK — 2021
What R BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 756,279,000 | 792,807,000 | 865,015,000 | 902,882,000 |
| Total loans | 557,929,000 | 593,625,000 | 626,441,000 | 665,733,000 |
| Allowance for loan losses | 6,156,000 | 6,656,000 | 7,106,000 | 7,458,000 |
| Securities available for sale | 53,288,000 | 64,513,000 | 62,933,000 | 65,487,000 |
| Securities held to maturity | 20,078,000 | 28,588,000 | 28,547,000 | 29,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,161,000 | 720,759,000 | 783,285,000 | 806,266,000 |
| Interest-bearing deposits | 495,883,000 | 518,505,000 | 556,666,000 | 585,961,000 |
| Noninterest-bearing deposits | 189,278,000 | 202,254,000 | 226,619,000 | 220,305,000 |
| Equity capital | 69,608,000 | 69,736,000 | 75,134,000 | 89,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,889,000 | 16,139,000 | 25,666,000 | 34,685,000 |
| Interest expense | 920,000 | 1,778,000 | 2,641,000 | 3,418,000 |
| Net interest income | 6,969,000 | 14,361,000 | 23,025,000 | 31,267,000 |
| Noninterest income | 750,000 | 1,442,000 | 2,048,000 | 2,623,000 |
| Noninterest expense | 5,575,000 | 11,352,000 | 17,452,000 | 23,763,000 |
| Provision for loan losses | 211,000 | 711,000 | 1,211,000 | 1,571,000 |
| Pretax income | 1,986,000 | 3,816,000 | 6,486,000 | 8,632,000 |
| Income tax | 390,000 | 749,000 | 1,288,000 | 1,713,000 |
| Net income | 1,596,000 | 3,067,000 | 5,198,000 | 6,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,361,000 | 64,651,000 | 70,002,000 | 85,293,000 |
| Total capital | 70,517,000 | 71,307,000 | 77,108,000 | 92,751,000 |
| Risk-weighted assets | 525,303,000 | 580,106,000 | 641,123,000 | 695,258,000 |