Call reports 2019
R BANK — 2019
What R BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 518,914,000 | 512,543,000 | 546,956,000 | 553,637,000 |
| Total loans | 395,570,000 | 410,071,000 | 432,781,000 | 442,702,000 |
| Allowance for loan losses | 4,166,000 | 4,397,000 | 4,632,000 | 4,720,000 |
| Securities available for sale | 63,907,000 | 65,274,000 | 61,170,000 | 66,950,000 |
| Securities held to maturity | 4,684,000 | 4,668,000 | 4,652,000 | 4,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,726,000 | 445,510,000 | 467,678,000 | 476,299,000 |
| Interest-bearing deposits | 352,464,000 | 344,860,000 | 361,573,000 | 368,658,000 |
| Noninterest-bearing deposits | 104,262,000 | 100,650,000 | 106,105,000 | 107,641,000 |
| Equity capital | 46,976,000 | 63,566,000 | 64,690,000 | 65,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,045,000 | 12,395,000 | 19,159,000 | 26,130,000 |
| Interest expense | 1,317,000 | 2,733,000 | 4,218,000 | 5,721,000 |
| Net interest income | 4,728,000 | 9,662,000 | 14,941,000 | 20,409,000 |
| Noninterest income | 561,000 | 1,182,000 | 1,884,000 | 2,437,000 |
| Noninterest expense | 3,948,000 | 8,252,000 | 12,823,000 | 17,396,000 |
| Provision for loan losses | 240,000 | 520,000 | 760,000 | 900,000 |
| Pretax income | 1,101,000 | 2,072,000 | 3,242,000 | 4,546,000 |
| Income tax | 194,000 | 363,000 | 573,000 | 835,000 |
| Net income | 907,000 | 1,709,000 | 2,669,000 | 3,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,716,000 | 58,563,000 | 59,568,000 | 60,655,000 |
| Total capital | 46,882,000 | 62,960,000 | 64,200,000 | 65,375,000 |
| Risk-weighted assets | 399,231,000 | 406,680,000 | 432,746,000 | 440,258,000 |