Call reports 2018
R BANK — 2018
What R BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 464,629,000 | 476,194,000 | 482,768,000 | 487,235,000 |
| Total loans | 357,395,000 | 365,601,000 | 379,336,000 | 389,312,000 |
| Allowance for loan losses | 3,798,000 | 3,976,000 | 4,191,000 | 4,257,000 |
| Securities available for sale | 70,412,000 | 67,659,000 | 63,485,000 | 61,901,000 |
| Securities held to maturity | 4,399,000 | 4,867,000 | 4,716,000 | 4,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,929,000 | 419,116,000 | 425,914,000 | 422,404,000 |
| Interest-bearing deposits | 326,012,000 | 316,109,000 | 331,519,000 | 331,083,000 |
| Noninterest-bearing deposits | 77,916,000 | 103,008,000 | 94,395,000 | 91,321,000 |
| Equity capital | 42,645,000 | 42,956,000 | 43,840,000 | 45,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,208,000 | 10,690,000 | 16,519,000 | 22,595,000 |
| Interest expense | 797,000 | 1,691,000 | 2,740,000 | 3,863,000 |
| Net interest income | 4,411,000 | 8,999,000 | 13,779,000 | 18,732,000 |
| Noninterest income | 593,000 | 1,167,000 | 1,792,000 | 2,387,000 |
| Noninterest expense | 3,847,000 | 7,799,000 | 11,719,000 | 15,600,000 |
| Provision for loan losses | 180,000 | 360,000 | 575,000 | 657,000 |
| Pretax income | 1,002,000 | 2,032,000 | 3,302,000 | 4,887,000 |
| Income tax | 165,000 | 343,000 | 573,000 | 881,000 |
| Net income | 837,000 | 1,689,000 | 2,729,000 | 4,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,787,000 | 39,170,000 | 40,254,000 | 41,764,000 |
| Total capital | 42,585,000 | 43,146,000 | 44,445,000 | 46,021,000 |
| Risk-weighted assets | 363,660,000 | 373,260,000 | 381,025,000 | 388,239,000 |