Call reports 2017
R BANK — 2017
What R BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 416,084,000 | 424,070,000 | 444,712,000 | 454,227,000 |
| Total loans | 309,744,000 | 321,790,000 | 329,731,000 | 344,634,000 |
| Allowance for loan losses | 3,359,000 | 3,553,000 | 3,579,000 | 3,658,000 |
| Securities available for sale | 74,532,000 | 73,424,000 | 72,816,000 | 78,607,000 |
| Securities held to maturity | 3,176,000 | 3,025,000 | 3,331,000 | 4,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,988,000 | 371,932,000 | 394,538,000 | 401,194,000 |
| Interest-bearing deposits | 289,369,000 | 288,497,000 | 307,857,000 | 314,730,000 |
| Noninterest-bearing deposits | 75,619,000 | 83,435,000 | 86,681,000 | 86,464,000 |
| Equity capital | 41,237,000 | 40,818,000 | 42,550,000 | 41,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,501,000 | 9,115,000 | 14,031,000 | 19,069,000 |
| Interest expense | 590,000 | 1,218,000 | 1,886,000 | 2,609,000 |
| Net interest income | 3,911,000 | 7,897,000 | 12,145,000 | 16,460,000 |
| Noninterest income | 560,000 | 1,134,000 | 1,719,000 | 2,265,000 |
| Noninterest expense | 3,344,000 | 6,829,000 | 10,371,000 | 13,995,000 |
| Provision for loan losses | 180,000 | 380,000 | 620,000 | 1,000,000 |
| Pretax income | 947,000 | 1,828,000 | 2,984,000 | 3,860,000 |
| Income tax | 240,000 | 459,000 | 776,000 | 1,350,000 |
| Net income | 707,000 | 1,369,000 | 2,208,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,344,000 | 35,479,000 | 37,329,000 | 37,557,000 |
| Total capital | 39,703,000 | 39,032,000 | 40,908,000 | 41,215,000 |
| Risk-weighted assets | 325,043,000 | 332,818,000 | 328,148,000 | 341,543,000 |