Call reports 2011
R BANK — 2011
What R BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,372,000 | 105,756,000 | 119,676,000 | 129,388,000 |
| Total loans | 50,441,000 | 55,402,000 | 62,824,000 | 68,729,000 |
| Allowance for loan losses | 532,000 | 612,000 | 700,000 | 910,000 |
| Securities available for sale | 29,374,000 | 32,156,000 | 32,502,000 | 32,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,480,000 | 94,369,000 | 107,391,000 | 110,579,000 |
| Interest-bearing deposits | 82,009,000 | 89,630,000 | 94,763,000 | 104,539,000 |
| Noninterest-bearing deposits | 4,471,000 | 4,739,000 | 12,628,000 | 6,040,000 |
| Equity capital | 10,702,000 | 11,197,000 | 12,097,000 | 18,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,897,000 | 3,083,000 | 4,356,000 |
| Interest expense | 335,000 | 701,000 | 1,076,000 | 1,464,000 |
| Net interest income | 582,000 | 1,196,000 | 2,007,000 | 2,892,000 |
| Noninterest income | 42,000 | 106,000 | 186,000 | 275,000 |
| Noninterest expense | 543,000 | 1,062,000 | 1,654,000 | 2,436,000 |
| Provision for loan losses | 80,000 | 160,000 | 248,000 | 458,000 |
| Pretax income | 1,000 | 80,000 | 291,000 | 350,000 |
| Income tax | 0 | 0 | 0 | -743,000 |
| Net income | 1,000 | 80,000 | 291,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,046,000 | 11,121,000 | 11,328,000 | 18,346,000 |
| Total capital | 11,578,000 | 11,733,000 | 12,028,000 | 19,256,000 |
| Risk-weighted assets | 65,639,000 | 71,175,000 | 79,032,000 | 76,853,000 |