Call reports 2010
R BANK — 2010
What R BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,394,000 | 72,860,000 | 79,524,000 | 92,466,000 |
| Total loans | 23,838,000 | 29,225,000 | 38,387,000 | 44,484,000 |
| Allowance for loan losses | 235,000 | 285,000 | 372,000 | 452,000 |
| Securities available for sale | 11,911,000 | 18,397,000 | 19,440,000 | 30,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,752,000 | 61,375,000 | 67,976,000 | 81,414,000 |
| Interest-bearing deposits | 51,653,000 | 56,876,000 | 64,102,000 | 76,185,000 |
| Noninterest-bearing deposits | 2,099,000 | 4,500,000 | 3,873,000 | 5,229,000 |
| Equity capital | 11,498,000 | 11,393,000 | 11,407,000 | 10,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,225,000 | 1,899,000 | 2,643,000 |
| Interest expense | 202,000 | 482,000 | 792,000 | 1,135,000 |
| Net interest income | 351,000 | 743,000 | 1,107,000 | 1,508,000 |
| Noninterest income | 10,000 | 25,000 | 209,000 | 309,000 |
| Noninterest expense | 549,000 | 1,141,000 | 1,735,000 | 2,205,000 |
| Provision for loan losses | 88,000 | 138,000 | 225,000 | 305,000 |
| Pretax income | -276,000 | -511,000 | -644,000 | -693,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -276,000 | -511,000 | -644,000 | -693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,484,000 | 11,249,000 | 11,115,000 | 11,067,000 |
| Total capital | 11,719,000 | 11,534,000 | 11,487,000 | 11,519,000 |
| Risk-weighted assets | 31,757,000 | 37,689,000 | 45,350,000 | 59,475,000 |