Call reports 2004
EMPRISE BANK, NATIONAL ASSOCIATION — 2004
What EMPRISE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 91,649,000 | 94,539,000 |
| Total loans | 57,743,000 | 57,801,000 |
| Allowance for loan losses | 483,000 | 475,000 |
| Securities available for sale | 19,699,000 | 22,047,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 82,624,000 | 85,772,000 |
| Interest-bearing deposits | 68,626,000 | 70,346,000 |
| Noninterest-bearing deposits | 13,998,000 | 15,426,000 |
| Equity capital | 7,939,000 | 7,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 929,000 | 1,833,000 |
| Interest expense | 221,000 | 432,000 |
| Net interest income | 708,000 | 1,401,000 |
| Noninterest income | 221,000 | 422,000 |
| Noninterest expense | 699,000 | 1,373,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 230,000 | 450,000 |
| Income tax | 10,000 | 19,000 |
| Net income | 220,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 7,532,000 | 7,741,000 |
| Total capital | 8,015,000 | 8,216,000 |
| Risk-weighted assets | 52,875,000 | 54,775,000 |