Call reports 2002
EMPRISE BANK, NATIONAL ASSOCIATION — 2002
What EMPRISE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 89,693,000 | 92,070,000 | 93,153,000 | 97,614,000 |
| Total loans | 65,948,000 | 62,422,000 | 66,586,000 | 59,505,000 |
| Allowance for loan losses | 468,000 | 477,000 | 487,000 | 496,000 |
| Securities available for sale | 8,642,000 | 13,706,000 | 14,080,000 | 17,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,330,000 | 82,739,000 | 83,829,000 | 87,415,000 |
| Interest-bearing deposits | 67,404,000 | 68,321,000 | 71,192,000 | 72,432,000 |
| Noninterest-bearing deposits | 12,926,000 | 14,418,000 | 12,637,000 | 14,983,000 |
| Equity capital | 9,080,000 | 9,102,000 | 9,035,000 | 9,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,432,000 | 3,566,000 | 4,652,000 |
| Interest expense | 394,000 | 770,000 | 1,132,000 | 1,459,000 |
| Net interest income | 843,000 | 1,662,000 | 2,434,000 | 3,193,000 |
| Noninterest income | 136,000 | 329,000 | 500,000 | 798,000 |
| Noninterest expense | 723,000 | 1,437,000 | 2,155,000 | 2,828,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 249,000 | 539,000 | 757,000 | 1,133,000 |
| Income tax | 11,000 | 23,000 | 32,000 | 48,000 |
| Net income | 238,000 | 516,000 | 725,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,849,000 | 8,810,000 | 8,594,000 | 8,608,000 |
| Total capital | 9,317,000 | 9,287,000 | 9,081,000 | 9,104,000 |
| Risk-weighted assets | 55,121,000 | 54,689,000 | 56,117,000 | 56,381,000 |