Call reports 2025
FIRST KEYSTONE COMMUNITY BANK — 2025
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,433,769,000 | 1,435,959,000 | 1,580,493,000 | 1,529,069,000 |
| Total loans | 964,181,000 | 959,770,000 | 957,733,000 | 948,425,000 |
| Allowance for loan losses | 8,068,000 | 7,762,000 | 8,000,000 | 9,412,000 |
| Securities available for sale | 379,147,000 | 368,341,000 | 407,770,000 | 394,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,050,135,000 | 1,061,642,000 | 1,196,525,000 | 1,142,016,000 |
| Interest-bearing deposits | 840,321,000 | 857,838,000 | 980,874,000 | 934,498,000 |
| Noninterest-bearing deposits | 209,814,000 | 203,804,000 | 215,651,000 | 207,518,000 |
| Equity capital | 125,285,000 | 126,508,000 | 130,874,000 | 131,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,219,000 | 37,092,000 | 56,888,000 | 77,239,000 |
| Interest expense | 9,170,000 | 18,279,000 | 28,264,000 | 38,466,000 |
| Net interest income | 9,049,000 | 18,813,000 | 28,624,000 | 38,773,000 |
| Noninterest income | 1,815,000 | 3,490,000 | 5,216,000 | 6,956,000 |
| Noninterest expense | 8,575,000 | 16,736,000 | 24,685,000 | 33,631,000 |
| Provision for loan losses | 751,000 | 514,000 | 769,000 | 4,701,000 |
| Pretax income | 1,551,000 | 5,059,000 | 8,399,000 | 7,409,000 |
| Income tax | 166,000 | 581,000 | 967,000 | 481,000 |
| Net income | 1,385,000 | 4,478,000 | 7,432,000 | 6,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,646,000 | 150,740,000 | 151,198,000 | 152,396,000 |
| Total capital | 157,803,000 | 158,599,000 | 159,288,000 | 161,898,000 |
| Risk-weighted assets | 1,020,745,000 | 1,008,282,000 | 1,014,101,000 | 1,004,414,000 |