Call reports 2024
FIRST KEYSTONE COMMUNITY BANK — 2024
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,408,159,000 | 1,416,751,000 | 1,436,799,000 | 1,426,737,000 |
| Total loans | 909,471,000 | 922,494,000 | 934,599,000 | 948,451,000 |
| Allowance for loan losses | 7,196,000 | 7,687,000 | 7,657,000 | 7,672,000 |
| Securities available for sale | 409,007,000 | 403,589,000 | 405,081,000 | 390,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 990,228,000 | 991,552,000 | 1,026,334,000 | 1,050,627,000 |
| Interest-bearing deposits | 784,610,000 | 784,752,000 | 813,879,000 | 846,421,000 |
| Noninterest-bearing deposits | 205,618,000 | 206,800,000 | 212,455,000 | 204,206,000 |
| Equity capital | 119,039,000 | 118,034,000 | 126,129,000 | 125,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,940,000 | 34,525,000 | 52,770,000 | 71,405,000 |
| Interest expense | 9,205,000 | 18,528,000 | 28,350,000 | 38,070,000 |
| Net interest income | 7,735,000 | 15,997,000 | 24,420,000 | 33,335,000 |
| Noninterest income | 1,515,000 | 3,137,000 | 4,814,000 | 6,517,000 |
| Noninterest expense | 27,063,000 | 34,610,000 | 42,394,000 | 50,357,000 |
| Provision for loan losses | 264,000 | 774,000 | 1,492,000 | 1,640,000 |
| Pretax income | -18,097,000 | -16,279,000 | -14,658,000 | -12,081,000 |
| Income tax | -108,000 | 37,000 | 39,000 | 206,000 |
| Net income | -17,989,000 | -16,316,000 | -14,697,000 | -12,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,507,000 | 148,399,000 | 148,714,000 | 150,508,000 |
| Total capital | 153,889,000 | 156,282,000 | 156,544,000 | 158,282,000 |
| Risk-weighted assets | 976,254,000 | 984,764,000 | 1,003,964,000 | 1,009,040,000 |