Call reports 2023
FIRST KEYSTONE COMMUNITY BANK — 2023
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,308,680,000 | 1,306,086,000 | 1,317,912,000 | 1,414,064,000 |
| Total loans | 862,183,000 | 871,239,000 | 881,038,000 | 911,078,000 |
| Allowance for loan losses | 7,142,000 | 7,157,000 | 6,817,000 | 6,925,000 |
| Securities available for sale | 346,270,000 | 331,580,000 | 333,177,000 | 392,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 962,643,000 | 948,910,000 | 1,003,776,000 | 990,818,000 |
| Interest-bearing deposits | 732,396,000 | 727,597,000 | 778,031,000 | 791,621,000 |
| Noninterest-bearing deposits | 230,247,000 | 221,313,000 | 225,745,000 | 199,197,000 |
| Equity capital | 134,202,000 | 131,915,000 | 127,285,000 | 135,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,306,000 | 26,945,000 | 41,163,000 | 56,943,000 |
| Interest expense | 5,240,000 | 11,520,000 | 18,609,000 | 26,816,000 |
| Net interest income | 8,066,000 | 15,425,000 | 22,554,000 | 30,127,000 |
| Noninterest income | 1,494,000 | 3,095,000 | 4,653,000 | 6,244,000 |
| Noninterest expense | 7,688,000 | 14,720,000 | 22,123,000 | 29,054,000 |
| Provision for loan losses | 0 | 34,000 | -336,000 | -217,000 |
| Pretax income | 1,971,000 | 3,820,000 | 5,501,000 | 7,682,000 |
| Income tax | 245,000 | 646,000 | 753,000 | 992,000 |
| Net income | 1,726,000 | 3,174,000 | 4,748,000 | 6,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,849,000 | 142,298,000 | 143,871,000 | 144,290,000 |
| Total capital | 148,228,000 | 149,715,000 | 150,921,000 | 151,381,000 |
| Risk-weighted assets | 916,942,000 | 921,729,000 | 933,279,000 | 965,582,000 |