Call reports 2022
FIRST KEYSTONE COMMUNITY BANK — 2022
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,295,027,000 | 1,302,620,000 | 1,322,274,000 | 1,326,957,000 |
| Total loans | 779,028,000 | 804,820,000 | 845,675,000 | 858,469,000 |
| Allowance for loan losses | 8,937,000 | 9,160,000 | 9,211,000 | 8,274,000 |
| Securities available for sale | 434,881,000 | 410,260,000 | 386,569,000 | 373,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,060,083,000 | 1,008,252,000 | 1,072,917,000 | 1,007,973,000 |
| Interest-bearing deposits | 817,908,000 | 776,993,000 | 820,575,000 | 775,604,000 |
| Noninterest-bearing deposits | 242,175,000 | 231,259,000 | 252,342,000 | 232,369,000 |
| Equity capital | 142,691,000 | 134,551,000 | 124,592,000 | 129,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,633,000 | 21,742,000 | 33,620,000 | 46,403,000 |
| Interest expense | 914,000 | 1,980,000 | 4,096,000 | 7,864,000 |
| Net interest income | 9,719,000 | 19,762,000 | 29,524,000 | 38,539,000 |
| Noninterest income | 1,428,000 | 2,989,000 | 4,526,000 | 6,100,000 |
| Noninterest expense | 6,460,000 | 12,974,000 | 19,632,000 | 26,552,000 |
| Provision for loan losses | 219,000 | 437,000 | 656,000 | -264,000 |
| Pretax income | 4,468,000 | 9,340,000 | 13,762,000 | 17,598,000 |
| Income tax | 644,000 | 1,386,000 | 2,038,000 | 2,568,000 |
| Net income | 3,824,000 | 7,954,000 | 11,724,000 | 15,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,252,000 | 135,856,000 | 138,101,000 | 139,881,000 |
| Total capital | 142,310,000 | 145,133,000 | 147,387,000 | 148,223,000 |
| Risk-weighted assets | 865,415,000 | 888,328,000 | 927,172,000 | 917,858,000 |