Call reports 2021
FIRST KEYSTONE COMMUNITY BANK — 2021
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,213,217,000 | 1,307,698,000 | 1,387,273,000 | 1,317,494,000 |
| Total loans | 722,989,000 | 741,905,000 | 756,785,000 | 752,841,000 |
| Allowance for loan losses | 8,047,000 | 8,124,000 | 8,288,000 | 8,680,000 |
| Securities available for sale | 387,775,000 | 403,415,000 | 432,834,000 | 437,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 992,707,000 | 1,077,921,000 | 1,160,044,000 | 1,092,340,000 |
| Interest-bearing deposits | 765,477,000 | 859,588,000 | 915,025,000 | 842,716,000 |
| Noninterest-bearing deposits | 227,230,000 | 218,333,000 | 245,019,000 | 249,624,000 |
| Equity capital | 152,275,000 | 156,782,000 | 157,011,000 | 157,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,263,000 | 20,537,000 | 31,243,000 | 42,089,000 |
| Interest expense | 1,043,000 | 2,067,000 | 3,086,000 | 4,097,000 |
| Net interest income | 9,220,000 | 18,470,000 | 28,157,000 | 37,992,000 |
| Noninterest income | 1,753,000 | 3,552,000 | 5,202,000 | 6,862,000 |
| Noninterest expense | 6,144,000 | 12,611,000 | 18,836,000 | 26,132,000 |
| Provision for loan losses | 135,000 | 270,000 | 455,000 | 860,000 |
| Pretax income | 4,694,000 | 9,141,000 | 14,068,000 | 17,862,000 |
| Income tax | 674,000 | 1,286,000 | 1,996,000 | 2,507,000 |
| Net income | 4,020,000 | 7,855,000 | 12,072,000 | 15,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,195,000 | 126,504,000 | 129,196,000 | 130,954,000 |
| Total capital | 132,386,000 | 134,744,000 | 136,076,000 | 139,811,000 |
| Risk-weighted assets | 773,356,000 | 803,564,000 | 834,508,000 | 843,547,000 |