Call reports 2020
FIRST KEYSTONE COMMUNITY BANK — 2020
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,025,768,000 | 1,067,207,000 | 1,133,176,000 | 1,176,623,000 |
| Total loans | 661,616,000 | 676,914,000 | 704,040,000 | 720,610,000 |
| Allowance for loan losses | 7,179,000 | 7,334,000 | 7,579,000 | 7,933,000 |
| Securities available for sale | 283,663,000 | 312,689,000 | 316,521,000 | 366,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 746,608,000 | 856,879,000 | 931,422,000 | 952,073,000 |
| Interest-bearing deposits | 593,027,000 | 658,891,000 | 729,100,000 | 752,510,000 |
| Noninterest-bearing deposits | 153,581,000 | 197,988,000 | 202,322,000 | 199,563,000 |
| Equity capital | 117,984,000 | 125,058,000 | 127,771,000 | 153,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,759,000 | 19,381,000 | 29,221,000 | 39,528,000 |
| Interest expense | 2,400,000 | 3,923,000 | 5,162,000 | 6,335,000 |
| Net interest income | 7,359,000 | 15,458,000 | 24,059,000 | 33,193,000 |
| Noninterest income | 1,440,000 | 2,885,000 | 4,378,000 | 6,005,000 |
| Noninterest expense | 5,874,000 | 11,463,000 | 17,662,000 | 24,369,000 |
| Provision for loan losses | 194,000 | 388,000 | 682,000 | 1,200,000 |
| Pretax income | 2,802,000 | 6,659,000 | 10,321,000 | 13,857,000 |
| Income tax | 314,000 | 817,000 | 1,284,000 | 1,675,000 |
| Net income | 2,488,000 | 5,842,000 | 9,037,000 | 12,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,025,000 | 95,854,000 | 97,523,000 | 121,642,000 |
| Total capital | 101,365,000 | 103,401,000 | 105,240,000 | 129,704,000 |
| Risk-weighted assets | 710,117,000 | 714,730,000 | 730,020,000 | 760,530,000 |