Call reports 2019
FIRST KEYSTONE COMMUNITY BANK — 2019
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 989,284,000 | 1,002,064,000 | 1,018,262,000 | 1,005,156,000 |
| Total loans | 617,983,000 | 612,081,000 | 631,185,000 | 647,732,000 |
| Allowance for loan losses | 6,762,000 | 6,772,000 | 6,920,000 | 7,005,000 |
| Securities available for sale | 283,121,000 | 305,578,000 | 296,939,000 | 277,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,112,000 | 717,791,000 | 752,026,000 | 773,138,000 |
| Interest-bearing deposits | 565,465,000 | 581,186,000 | 609,297,000 | 637,972,000 |
| Noninterest-bearing deposits | 142,647,000 | 136,605,000 | 142,729,000 | 135,166,000 |
| Equity capital | 110,121,000 | 114,120,000 | 116,113,000 | 116,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,539,000 | 19,007,000 | 28,828,000 | 38,619,000 |
| Interest expense | 2,700,000 | 5,305,000 | 7,902,000 | 10,274,000 |
| Net interest income | 6,839,000 | 13,702,000 | 20,926,000 | 28,345,000 |
| Noninterest income | 1,391,000 | 2,918,000 | 4,401,000 | 5,910,000 |
| Noninterest expense | 5,831,000 | 11,456,000 | 17,288,000 | 23,331,000 |
| Provision for loan losses | 92,000 | 138,000 | 313,000 | 450,000 |
| Pretax income | 2,392,000 | 5,111,000 | 8,482,000 | 11,013,000 |
| Income tax | 142,000 | 393,000 | 811,000 | 1,051,000 |
| Net income | 2,250,000 | 4,718,000 | 7,671,000 | 9,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,927,000 | 90,869,000 | 92,297,000 | 93,063,000 |
| Total capital | 96,775,000 | 97,734,000 | 99,321,000 | 100,193,000 |
| Risk-weighted assets | 692,181,000 | 685,660,000 | 690,305,000 | 689,606,000 |