Call reports 2018
FIRST KEYSTONE COMMUNITY BANK — 2018
What FIRST KEYSTONE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,000,038,000 | 1,009,036,000 | 1,012,289,000 | 1,010,444,000 |
| Total loans | 573,244,000 | 584,824,000 | 597,720,000 | 606,392,000 |
| Allowance for loan losses | 7,379,000 | 6,946,000 | 6,871,000 | 6,745,000 |
| Securities available for sale | 342,093,000 | 338,570,000 | 323,586,000 | 316,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,521,000 | 735,152,000 | 710,757,000 | 681,986,000 |
| Interest-bearing deposits | 626,818,000 | 608,891,000 | 577,279,000 | 555,178,000 |
| Noninterest-bearing deposits | 131,703,000 | 126,261,000 | 133,478,000 | 126,808,000 |
| Equity capital | 102,417,000 | 102,698,000 | 101,951,000 | 105,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,261,000 | 16,989,000 | 26,147,000 | 35,536,000 |
| Interest expense | 1,787,000 | 3,779,000 | 6,071,000 | 8,648,000 |
| Net interest income | 6,474,000 | 13,210,000 | 20,076,000 | 26,888,000 |
| Noninterest income | 1,277,000 | 2,690,000 | 4,165,000 | 5,608,000 |
| Noninterest expense | 5,859,000 | 11,477,000 | 17,028,000 | 22,461,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 200,000 |
| Pretax income | 1,858,000 | 4,389,000 | 7,166,000 | 9,842,000 |
| Income tax | 40,000 | 109,000 | 294,000 | 500,000 |
| Net income | 1,818,000 | 4,280,000 | 6,872,000 | 9,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,255,000 | 87,192,000 | 88,258,000 | 89,203,000 |
| Total capital | 93,804,000 | 94,335,000 | 95,267,000 | 96,065,000 |
| Risk-weighted assets | 671,936,000 | 682,151,000 | 692,981,000 | 692,433,000 |